Personal Finances – Fund Twenty-Two

The MOST Important Things to Do IF You’re Ready to Budget

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Budgeting isn’t easy for most people to start. If you think you’re ready to change your finances, these first steps will be the hardest. Once you nail these down, you will start seeing a shift in your mindset and wallet. 1. COMMIT Once you’ve decided to budget, regardless of why, you have to buckle down. […]

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7 Tips to Reduce Grocery Spending

Meal planning is a low effort way to reduce grocery spend. If you need a solution to your problem, you probably do what I do: Search Pinterest, TikTok, and Google to answer your question Read about the really obvious solutions Ignore the obvious solutions because they require too much work or a lifestyle change Read